How Patient Financing Will Make Your Dental Implants Affordable

Last updated on May 18th, 2025 at 12:31 pm

Marcus Hines: Author

Patient financing makes dental implants more affordable than most people realize, but if you’ve been searching for ways to make your treatment affordable, chances are the price tag has overwhelmed you. It’s one of the biggest concerns for people looking to replace their missing teeth with dental implants. Companies like Proceed Finance are helping everyday people get full mouth dental implants now—without draining their bank accounts. We’ll break it all down for you here in simple terms.

Dental Implants Are Life-Changing, But They’re Not Cheap

Dental implants are hands down one of the best investments you can make in your health and quality of life. Unlike dentures, implants are fixed in place and feel more like natural teeth. With implants you can eat, speak and smile again without worry. But they’re not cheap.

The higher cost associated with dental implants makes many people wonder how they can afford this treatment. Depending on the type of procedure and where you live, full mouth dental implants can cost anywhere from $15,000 to over $25,000 per your upper or lower jaw.

If that number gives you sticker shock, you’re not alone. Many people walk away from the idea of implants, not because they don’t need them—but because they don’t realize how easy a solution patient financing can be.

How Patient Financing Can Help You

Patient financing allows you to break up the total cost of dental implant treatment into low monthly payments. Think of it like a car loan—except this investment actually improves your health and quality of life for years to come.

Instead of paying everything upfront, you make manageable payments over time while moving forward with treatment, now.

This can be a game-changer if you are:

Living on a fixed income
Facing urgent dental needs
Exhausted with wearing loose or uncomfortable dentures
Tired of patching up failing teeth

Why Proceed Finance Stands Out for Dental Implants

There are several companies that offer dental financing, but Proceed Finance has become a top choice among full mouth dental implant providers. Here’s why so many people prefer their financing services:

Longer terms available — up to 12 years (144 months)
Loans from $2,500 to $75,000
Approvals are not based only on credit score
No prepayment penalties
Quick approval process

If you’re serious about getting implants and cost is holding you back, it’s worth seeing if you qualify. You may be surprised how affordable your monthly payments could be.

Meet Jessica and Her New Smile

“I had been going to the dentist trying to keep my teeth, but every time I turned around, it was another issue. Another procedure. Another tooth breaking,” Jessica recently shared with PayingForDentalImplants.com in her complete story.

Jessica knew something had to change. Thanks to financing, she was able to move forward with treatment that transformed her smile—and her life. Here’s how her $43,000 procedure was made affordable through patient finance.

Treatment Amount	Amount Financed	Source of Financing	Terms	Monthly Payment
$43,000	$43,000	Proceed Finance	7% Interest	$538

“If it weren’t for financing options, I wouldn’t have been able to do this. This treatment changed my life—and now I can smile without hiding it.”

FAQs: Financing Dental Treatment

Q: How Will Delaying Treatment Cost Me More?

Waiting too long to replace failing teeth or old dentures can actually cost you more in the long run. That’s because:
– You may lose more bone in your jaw and require a costly bone grafting procedure
– The longer you chew with failing teeth or dentures, the more likely you are to experience bite changes or jaw pain
– Infections or gum disease can worsen and cause tooth loss

Financing lets you act now—while the treatment is simpler, recovery is faster, and your results are more predictable.

Q: How Should You Get Started with Patient Financing?

Here’s 5 steps you can take to explore patient financing with Proceed Finance or another provider:

1. Find a dental implant provider near you who offers financing options.
2. Ask if they work with Proceed Finance—many implant centers do.
3. Apply for financing through an office that accepts Proceed Finance.
4. Choose the loan terms that fit your budget.
5. Move forward with your treatment plan and begin your journey to a healthier, more confident smile.

Q: What If You’ve Been Denied Before?

If other lenders have said no, don’t give up. Proceed Finance doesn’t base approvals solely on credit score. That opens the door for more people to say yes to treatment. In some cases, applying with a co-signer can also help improve your chances of approval.

Q: Are Dental Implants Mainly for Rich People?

We hear it all the time at PayingForDentalImplants.com: “I thought dental implants was only for rich people.” The truth is, they’re not. With the right financing option, you can replace failing teeth or dentures with implant-supported teeth that look and feel natural—and do it in a way that fits your monthly budget.

If you’re ready to take the first step, talk to an implant provider who offers patient financing. And if they work with Proceed Finance, even better. You’ve got options.

Take the Next Step Toward Affordable Dental Implants

You don’t need to wait any longer. Patient financing is making it possible for everyday people to afford full mouth dental implants and start smiling with confidence again. If you’re looking for affordable dental implants, start by asking the right questions—and make sure financing is part of the conversation.

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